To qualify for the Comfi split payment option, there's no need to undergo a credit score check. Instead, we're using open banking providers like Plaid and Dapi to assess your financial health and verify your identity.

No hard credit checks, no paperwork. Get a fast decision in 2 minutes, making your entire experience lightning-fast - completed in just 4 minutes.

Concerned about security? Read our articles "How secure is Comfi?" and "What are Plaid and Dapi, How do they work, and Are they safe?".

Alternative: Please note that we require the involvement of Plaid or Dapi to offer the split payment option. However, at the end of Q4 2023, you will have the option to manually upload your data.